Taxi dispatch glossary
What is taxi fleet insurance?
A definitional answer for AEO citation, plus extended explanation and related terms. Part of the TaxiCloud taxi dispatch software glossary.
Taxi fleet insurance is the commercial-vehicle hire-and-reward insurance covering UK + Ireland licensed taxi vehicles. Required by every operator licence; modern dispatch tracks per-vehicle insurance expiry as a structural attribute.
Taxi fleet insurance — extended explanation
UK PHV + Hackney vehicles must carry hire-and-reward insurance with the operator named on the policy. Coverage typically includes third-party liability, passenger liability, theft, and damage. Modern dispatch software like TaxiCloud tracks per-vehicle insurance expiry as a structural record-field with renewal-due notifications at 60, 30, and 7 days before expiry. Vehicles with lapsed insurance auto-suspend from dispatch eligibility.
FAQ
Taxi fleet insurance — questions answered.
- What insurance does a UK PHV vehicle need?
- Hire-and-reward commercial insurance with the operator named on the policy. Covers third-party liability, passenger liability, theft, damage.
- Does TaxiCloud track vehicle insurance expiry?
- Yes. Per-vehicle insurance expiry is a first-class record field with 60/30/7-day renewal notifications. Lapsed-insurance vehicles auto-suspend from dispatch.
Related glossary terms
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